95% Mortgage Financing program for ALL State and County School employees! No Down Payment and No Upfront or monthly Mortgage Insurance!

95% Financing available to All Florida State and County primary and secondary schools including Junior College employees. You may be eligible for this Special Home Financing mortgage loan program, If you live in the following counties:
Charlotte, Clay, Collier, Desoto, Duval, Hardee, Hendry, Hernando, Hillsborough, Lake, Lee, Manatee, Orange, Osceola, Palm Beach, Pasco, Pinellas, Polk, Sarasota, St Lucie, St Johns, Seminole, Sumter, Volusia.

  • Up to 95% Mortgage Financing for Teachers, Principles and all State of Florida School employees who live in these counties for mortgage loans up to $250,000.
  • No Origination Fee.
  • No Monthly PMI (Private Mortgage Insurance).
  • No Upfront PMI and No VA Funding Fee.
  • Low interest rates.
  • Receive a $2000 credit towards Closing Costs depending on the rate/term.
  • No First Time Home Buyer requirement.
  • Borrower must contribute $1000 towards Closing Costs.
  • No Income Restrictions.
  • Seller can contribute up to 3% for Closing Costs.
  • No Home Buyers Education requirement.
  • Primary Residences only.

95% Financing Questionnaire

The response to our programs has been overwhelming! For that reason, we are asking those who are seriously considering purchasing a home in the next 1-5 months take the time to fill out the questionnaire below so we can prioritize those that really want and need our help.



We will NOT pull credit data from the 3 Credit Bureaus nor will we ask for account numbers. That authorization can only come from you after you have filled out an official Mortgage Loan Application from one of our fully licensed Florida Mortgage Lending Partners.



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Thank you for taking the time to complete this form. By doing so, you agree to allow our Agents to discuss your qualifications with one or more of our Mortgage Lending Partners to determine which mortgage program allows you the best available platform to secure financing for your new home. We do not charge any fees for this service. This information is never sold and remains confidential. As soon as we can process this information, we'll get back in touch with you and you can move to the next step in the Home Buying process! Please note, we are not mortgage lenders, but we work with a variety of Licensed Florida Mortgage Lenders who specialize in a wide variety of Florida Down Payment Assistance programs. As your trusted Realtors, we want to make sure your home buying process is as easy as possible.

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