Policemen's 100% Mortgage Financing program!

100% Financing available to State Police, County Policemen, City Policemen and Emergency First Responders Available in the following Counties: Charlotte, Clay, Collier, Desoto, Duval, Hardee, Hendry, Hernando, Hillsborough, Lake, Lee, Manatee, Orange, Osceola, Palm Beach, Pasco, Pinellas, Polk, Sarasota, St Lucie, St Johns, Seminole, Sumter, Volusia.

  • Up to 100% Mortgage Financing for Policemen and Emergency First Responders such as EMTs (Emergency Medical Technicians) for mortgage loans up to $250,000.
  • No Origination Fee.
  • No Monthly PMI (Private Mortgage Insurance).
  • No Upfront PMI and No VA Funding Fee.
  • Low interest rates.
  • Receive a $3000 credit towards Closing Costs depending on the rate/term.
  • No First Time Home Buyer requirement.
  • Borrower must contribute $1000 towards Closing Costs.
  • No Income Restrictions.
  • Seller can contribute up to 3% for Closing Costs.
  • No Home Buyers Education requirement.
  • Primary Residences only.

Policemen's 97% Mortgage Financing!

Available to State Police, County Policemen, City Policemen, First Responders and EMTs (Emergency Medical Technicians) in the following Counties: Charlotte, Clay, Collier, Desoto, Duval, Hardee, Hendry, Hernando, Hillsborough, Lake, Lee, Manatee, Orange, Osceola, Palm Beach, Pasco, Pinellas, Polk, Sarasota, St Lucie, St Johns, Seminole, Sumter, Volusia.

  • Policemen, First Responders or EMT must have 3% Down Payment.
  • No Origination Fee.
  • No Monthly PMI (Private Mortgage Insurance).
  • No Upfront PMI.
  • Low interest rates.
  • Receive a $3000 credit towards Closing Costs depending on the rate/term.
  • First Time Home Buyer requirement.
  • $250,001-$300,000 Maximum Purchase price for up to 97% financing.
  • No Income Restrictions.
  • Seller can contribute up to 3% for Closing Costs.
  • No Home Buyers Education requirement.
  • Primary Residences only.

Policemen's Questionnaire

The response to our programs has been overwhelming! For that reason, we are asking fire fighters who are seriously considering purchasing a home in the next 1-5 months take the time to fill out the questionnaire below so we can prioritize those that really want and need our help.



We will NOT pull credit data from the 3 Credit Bureaus nor will we ask for account numbers. That authorization can only come from you after you have filled out an official Mortgage Loan Application from one of our fully licensed Florida Mortgage Lending Partners.



Buyer(s) Full Name(s)

City of Interest

County of Interest

Email Address

Phone Number

Are you trying to purchase a house you currently rent or a "For Sale by Owner" property?

Do you own or rent your current home?

Are you currently working with a Builder on new Construction?

Are you currently working with a Realtor?

Desired Home price range

Maximum Pre-Qualified purchase price (if you have been Pre-Approved in writing by a lender)

When do you anticipate purchasing a home?

Do you now or will you have at least $3500 in a bank account to be used for your professional Home Inspection, Earnest Money Deposit, Appraisal Fee, and Loan Closing Costs?

Discharged Bankruptcy filed in past 2 years -OR- Home Foreclosure / Deed in Lieu Foreclosure / Short Sale in past 3 years?

Is Buyer 1 or Buyer 2 a Teacher or State/County School Employee, Nurse or EMT, Police or Fire Department Employee, or Military Active/Reserve/Veteran?

Occupation

Compensation method

Annual Income BEFORE TAXES, NOT including bonus, commission or overtime UNLESS you have been at the same job with the same company for AT LEAST 2 FULL YEARS

Total MONTHLY FINANCED DEBT that would appear on a standard credit report including: Car payment, MINIMUM PAYMENT for ALL credit cards COMBINED, monthly student loan payment for EACH Borrower, any monthly installment loan such as furniture, jewelry, boat, jet ski, personal installment loans, IRS Tax Lien Payments etc...

Lenders are generally NOT concerned with typical household expenses such as rent, cable TV, Insurance payments, utilities. Please do not include those daily expenses.

FICO Credit Scores: If you dont know your FICO scores, you can get a free report at discover.com/free-credit-score by answering a few questions. While we have no connection with Discover Card, we've found that this program seems to be the least intrusive, most secure and most accurate way of finding out your credit score.

Is there anything else you would like to add that might affect your ability to obtain a mortgage loan?


Thank you for taking the time to complete this form. By doing so, you agree to allow our Agents to discuss your qualifications with one or more of our Mortgage Lending Partners to determine which mortgage program allows you the best available platform to secure financing for your new home. We do not charge any fees for this service. This information is never sold and remains confidential. As soon as we can process this information, we'll get back in touch with you and you can move to the next step in the Home Buying process! Please note, we are not mortgage lenders, but we work with a variety of Licensed Florida Mortgage Lenders who specialize in a wide variety of Florida Down Payment Assistance programs. As your trusted Realtors, we want to make sure your home buying process is as easy as possible.

Related Links

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